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First Interest Credit Bank (FICB)

First Interest Credit Bank (FICB) is a safe, fast, easy, and efficient that enables you access to your bank account and to carry out online banking services, 24/7

Create an Account

Online Payment

We have online payment services like PayPal, Stripe, Paystack, Skrill, Flutterwave, Mollie, Payeer, RazorPay, etc.

Take Loan

We have several plans to apply for a loan. You may apply to our loan plans by submitting some of your valid information.

Deposit Schemes

We have two deposit schemes for you, one is Deposit Pension Scheme and another one is the Fixed Deposit Receipt.

Transfer Money

You are able to transfer your funds within the Viserbank or other banks we support by adding your beneficiaries

About Us

We care about your money and safety.

Our Mission

Our mission is to create the preferred banking Institution, which employs / Team Spirit / Responsibility / Commitment / Innovation

Our Vision

We have a responsibility, as a financial institution owned by our members, to ensure that all of our activities help build thriving, vibrant society.

Our Goal

First Interest Credit Bank will serve their customers from all over the world and becomes the popular bank in this universe.

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Why Choose Us?

We are giving you the best services

Get Started

Secure Service

Every balance subtracting transactions need OTP verification so You can feel safe about your funds. Also, you can use the google authenticator app on your cellphone and enable 2FA security from the account menu.

Lowest Transaction Fee

Our transaction fee is much low comparing to other banks. You can deposit, transfer, and withdraw your funds with the lowest transaction charge. As our transfer system is secure and robust you can trust us.

How it works

It's easy to join with Us

1

Open an Account

To be an account holder you have to open an account first.

2

Verification

After registration you need to verify your Email and Mobile Number.

3

Deposit

Deposit some funds before applying on any FDR or DPS plans.

4

Get Service

Now you can get any of our services as our registered account-holder

Fixed Deposit Scheme

Efforts are our rewards are yours!

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Advance

12%/ 30 Days
  • Lock in Period 365 Days
  • Get Profit Every 30 Days
  • Profit Rate 12%
  • Minimum £100.00
  • Maximum £5,000.00
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Basic

10%/ 30 Days
  • Lock in Period 150 Days
  • Get Profit Every 30 Days
  • Profit Rate 10%
  • Minimum £50.00
  • Maximum £200.00
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Starter

5%/ 30 Days
  • Lock in Period 365 Days
  • Get Profit Every 30 Days
  • Profit Rate 5%
  • Minimum £30.00
  • Maximum £100.00
Deposit Pension Scheme

Grow your deposit with us.

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Starter

£80 /30Days
  • Interest Rate 4%
  • Per Installment £80.00
  • Installment Interval 30 Days
  • Total Installment 50
  • Deposit £4,000.00
  • You Will Get £4,160.00
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Basic

£100 /30Days
  • Interest Rate 6%
  • Per Installment £100.00
  • Installment Interval 30 Days
  • Total Installment 20
  • Deposit £2,000.00
  • You Will Get £2,120.00
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Advance

£10000 /30Days
  • Interest Rate 25%
  • Per Installment £10,000.00
  • Installment Interval 30 Days
  • Total Installment 120
  • Deposit £1,200,000.00
  • You Will Get £1,500,000.00
Our Loan Schemes

We Have The Best Loan Plans

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Business Loan

15% /30 Days
  • Take Minimum £50,000.00
  • Take Maximum £500,000.00
  • Per Installment 15%
  • Installment Interval 30 Days
  • Total Installment 22
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Home Loan

5% /30 Days
  • Take Minimum £10,000.00
  • Take Maximum £100,000.00
  • Per Installment 5%
  • Installment Interval 30 Days
  • Total Installment 24
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Agriculture Loan

10% /30 Days
  • Take Minimum £2,500.00
  • Take Maximum £15,000.00
  • Per Installment 10%
  • Installment Interval 30 Days
  • Total Installment 24

We provide our banking services all over the world

First Interest Credit Bank (FICB) is a secure and robust e-Banking getting popular all over the world nowadays. We offer the best FDR, DPS; Loan plans to our account holders

104M

Account Holders

503B

Total Transaction

120

Total Branches

240+

Countries We Serve

I had opened an account 5 years ago, I feel safe keeping my funds in FICB. Their Deposit schemes plans are really helpful.

Adam Gilly

CTO, UYT

The is just awesome, best quality service ever I had. You can trust them and deposit your funds. Their Loan plans are really helpful

Maria Ahsan

Managing Director, YY

I had opened an account 3 years ago, I feel safe keeping my funds in First ICB. Their Deposit schemes plans are really helpful

Michel Johnson

Founder of ZZ

Best quality service ever I had. The money transfer system is just awesome. The beneficiary listing system makes it quite efficient.

John Smith

CEO of CY

Frequently Asked Questions

Though we have provided lots of information about us and how we serve what is our working process our terms and conditions our policies etc.

Yes, we don't take any fees for opening an account.

Yes, you can send money from First Interest Credit Bank (FICB) to another bank?

Get the registration form by clicking on the Sing Up button on the top bar. Provide all information and click on the Sign Up button.

No, we don't provide our account holder's information to any third-party organization.

We have several loan plans. Choose the best plan suitable for you and just click on the Apply Now button and put the amount.

e have several FDR plans. Choose the best plan suitable for you and just click on the Apply Now button and put the amount.

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